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Protection and Peace of Mind
Home warranties provide valuable protection for buyers and sellers in DFW transactions. Understanding how they work helps you make informed decisions.
What is a Home Warranty?
A home warranty is a service contract covering repair or replacement of major home systems and appliances due to normal wear and tear. Annual contracts cost $350-700 with service call fees of $75-100 per visit.
Standard Coverage
Typical inclusions cover HVAC systems, electrical systems, plumbing systems, water heaters, refrigerators, ovens, dishwashers, and garbage disposals. Optional add-ons available for pool equipment, septic systems, well pumps, and washer/dryer at additional cost. Common exclusions include pre-existing conditions, improper installation, and lack of maintenance.
Benefits for Buyers
Home warranties provide financial protection against unexpected repair costs, especially valuable in Texas climate where HVAC systems work hard year-round. Particularly helpful for first-time buyers, those with limited savings, and buyers of older homes. Single HVAC repair could cost $500-3,000 or more, making warranty worthwhile.
Benefits for Sellers
Offering warranties helps sell homes by reducing buyer concerns and demonstrating good faith. Warranties protect sellers from post-closing disputes and provide resolution mechanisms. Useful negotiation tool - offering warranty rather than making repairs allows faster closing. Typical seller cost is $400-600.
Choosing a Provider
Consider financial strength, coverage details, service network quality in DFW, and claims process. Popular providers include American Home Shield, Choice Home Warranty, First American, and Texas-based companies. Compare coverage, pricing, service fees, and customer reviews.
Texas Considerations
Texas regulates home warranty companies with consumer protections. DFW climate increases system stress with HVAC running 6-8 months annually. High usage rates mean HVAC coverage is essential in Texas.
Filing Claims
When something breaks, contact warranty company, pay service fee, and they dispatch contractor within 24-48 hours. Contractor diagnoses issue and determines coverage. If claim denied, request written explanation and review contract terms.
Get personalized warranty advice. Text WARRANTY to (832)-346-9569 for guidance on whether a home warranty makes sense. Message frequency varies. Reply STOP to opt out.
Working with EnterActDFW
We help clients navigate home warranties with provider recommendations, coverage analysis, cost-benefit evaluation, and negotiation strategies.
Ready to discuss home warranties? Contact EnterActDFW today for expert guidance on protection options in the DFW market.
Information current as of November 2025. Home warranty terms vary by provider. Read contracts carefully before purchasing.